East Coast Mortgage

Calculators

Real numbers, before you talk to anyone

No commitment, no credit pull. Just the math.

What Would I Pay?

Estimate your monthly payment for a specific home price.

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Changes the property tax estimate below.

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Set your own rate. This isn't a live quote.

Loan Term

Estimated Monthly Payment

$2,815per month
Principal & Interest$2,275
Property Tax (est.)$243
Home Insurance (est.)$117
Mortgage Insurance (est.)$180
Get Started

Estimate only, not a loan offer or commitment to lend. Property tax uses average state rates (WalletHub); insurance is a flat estimate. Your actual costs will vary.

How Much Can I Afford?

Work from your income and debts instead of a home price you're not sure about yet.

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Car loans, credit cards, student loans, and similar, combined.

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Loan Term

How Much of Your Income to Use

The share of your gross income lenders typically allow for all debt, housing included.

You Could Likely Afford Up To

$333,238
Estimated loan amount$293,238
Max monthly housing payment$2,300
Get Started

Estimate only, not a pre-approval or a commitment to lend. Actual approval depends on your full financial picture, credit, and the lender's guidelines.

Is Refinancing Worth It?

See your monthly savings and how long it takes to recoup the closing costs.

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Principal and interest only, not taxes or insurance.

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New Loan Term

Closing costs are assumed paid out of pocket, not rolled into the new loan.

You'd Save

$301

per month

New monthly payment$1,799
Break-even point20 months
Get Started

Estimate only, not a loan offer or commitment to lend. By refinancing, your total finance charges may be higher over the life of the loan.